Federal Student Loans

Federal student loans supply financial help for students enrolled at schools that participate in federal aid programs. These loans are provided by the U.S. Department of Education through the Federal Direct Student Loan Program (FDLP).

Whereas alternative student loans can be used for any expense, federal student loans generally cover school expenses, including tuition and fees, room and board, books and school supplies, as well as any transportation. Loans can also help pay for technology needs (i.e., a computer) and for necessary dependent care.

Stafford Student Loans are federal loans made to college and university students to supplement personal and family resources, scholarships, grants, and work-study. They may be subsidized by the U.S. Government or may be unsubsidized depending on the student's financial need.